Coronavirus Bounce Back Loan

The deadline for applications under this scheme has been extended to 31 January 2021.

It has also been announced that where businesses have already received funds under the scheme, but for less than the maximum available to them, they can now arrange a top-up.

The Bounce Back Loan scheme will help small and medium-sized businesses to borrow between £2,000 and £50,000.

The government will guarantee 100% of the loan and there won’t be any fees or interest to pay for the first 12 months.

Loan terms will be up to 6 years. No repayments will be due during the first 12 months. The government will work with lenders to agree a low rate of interest for the remaining period of the loan.

The scheme will be delivered through a network of accredited lenders.

Eligibility

You can apply for a loan if your business:

Who cannot apply

The following businesses are not eligible to apply:

If you’re already claiming funding

You cannot apply if you’re already claiming under the Coronavirus Business Interruption
Loan Scheme (CBILS).

If you’ve already received a loan of up to £50,000 under CBILS and would like to transfer it into the Bounce Back Loan scheme, you can arrange this with your lender until 31 January 2021.

How to apply

Applications can be made online at https://www.gov.uk/guidance/apply-for-a-coronavirus-bounce-back-loan

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